Do Boat Transport Companies Include Marine Insurance in their Per-kilometer Rates?
Professional boat transport companies in Canada generally include standard insurance coverage in their quotes, though the specific terms can vary.
At Boat Toronto, for example, the transparent per-kilometer estimate provided in a custom quote typically covers commercial cargo insurance to protect your vessel during transit up to a standard declared value.
Key details regarding insurance include:
- Standard Coverage: This usually protects against damage occurring during the haul-out, highway movement, and launch phases of the trip.
- Supplemental Insurance: For higher-value vessels (often those valued above $50,000), companies may recommend adding extra marine transport insurance to cover the full replacement cost. This may result in a small increase to the per-km rate.
- Itemized Quotes: A professional quote should clearly state the insurance coverage limits. It is recommended to verify that the policy is a specific commercial marine liability policy rather than a standard auto policy.
While insurance is a standard part of a professional line-item quote, you should always request a certificate of insurance that names your vessel and confirming the coverage limits before signing a contract.
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