What Documentation is Required for Yacht Transport Insurance Claims?

To ensure a smooth process for yacht transport insurance claims in Canada, owners must provide specific documentation that verifies the vessel’s value, legal status, and condition.

According to the guide, the following documentation is required or highly recommended:

  • Pre-Transport Condition Records: You should document the boat’s condition with dated photos and a written report before it is loaded onto the trailer. This serves as a baseline for identifying any damage that occurs during transit.
  • Overland Transit Endorsement: Because standard marine policies often exclude road transport, you must have a specific endorsement or rider from your insurer on file for the move to be covered.
  • Proof of Vessel Ownership: Ensure your pleasure craft licence is up to date, as many insurance companies require this as a prerequisite for coverage.
  • Pre-Transport Survey: Some insurers may request a professional survey to validate the transit endorsement before the haul-out occurs.
  • Hauler’s Insurance Certificate: You should obtain and keep a copy of the carrier’s certificate of insurance, verifying that their cargo liability limit at least equals the value of your yacht.

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